The days of cash reigning supreme are long gone. Credit cards have secretly taken over the reigns of this kingdom and have no intention of relinquishing them. This power shift comes as a relief to regular travelers who are always looking for ways to put money back in their wallets.
Travel credit cards are thus quite useful when it comes to buying flights, especially inexpensive flights from the United States to India.
So, whether you have a last-minute business meeting or a relaxed homecoming; whether you want to book non-stop flights from the United States to India or connecting flights – having a good understanding of the best credit card for foreign travel will help you save a lot of money.
Best Travel Credit Card for Booking Flights from the United States to India
Before we begin, do you know how many different sorts of travel credit cards there are? Well, if the fundamentals are poor, going deep will yield no results. Before we get started, let’s look at the many sorts of best travel cards available for purchasing flights from the United States to India.
Top Travel Credit Card Types
When selecting best travel credit cards for India trip, your initial choice will be between these two cards-
- Travel Credit Cards with Co-Branding
- Credit Cards for General Travel
What Is the Difference Between Co-Branded and General Travel Cards?
Credit Cards With Multiple Brands
These are collaboration cards created by two businesses. In other words, these cards are supported by two organizations. One type of retailer is a retailer, such as an airline or a hotel. A bank or card network, such as Visa, Mastercard, Discover, or American Express, is the other option (AMEX travel card). As a result, the card includes the name of both the shop and the card issuer/credit card network processor.
Understanding : Delta Airlines partners with American Express to provide co-branded credit cards. Similarly, American Airlines uses Citibank and MasterCard to issue its credit cards. As a result, any travel credits you earn can only be used with the airline or hotel for whom you purchased the travel credit card.
Credit Cards for General Travel
These are cards that are not affiliated with any airline or hotel. These cards have the credit card issuer’s (bank or credit union’s) and network’s logos (VISA and Mastercard).
Understanding : However, because Discover and American Express serve as both the issuer and the network, the card may only have one logo. These credit cards can be used everywhere that accepts the credit card network.
When Is a Co-Branded Travel Card Appropriate?
If you are dedicated to a specific brand and fly with the same airline every time you book flights, co-branded travel cards are ideal for you. And when you fly more, your card will continue to unlock incentives like priority boarding, complimentary upgrades, and other such bonuses. For example, if you check your luggage at all times, you can save up to $50 every round trip.
When Is a General Travel Card Appropriate?
If you choose to fly with the lowest airline rather than collect rewards while booking tickets from the United States to India, a generic credit card will be more beneficial. As a result, the greatest credit card for airline miles is a co-branded card. And if you know how to use your card correctly, you will reap more rewards than you can think.